As Reported Financial Statements

Document Name As Of Date Currency Code (in thousands) 2017 Y 10-K 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-Q 12/31/2019 USD 2020 Y 10-K 12/31/2020 USD 2021 Y 10-K 12/31/2021 USD
Document Name As Of Date Currency Code 2017 Y 10-K 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-Q 12/31/2019 USD 2020 Y 10-K 12/31/2020 USD 2021 Y 10-K 12/31/2021 USD

Assets

Cash and due from banks
Interest-bearing deposits in other financial institutions
Total cash and cash equivalents
Securities available-for-sale, at fair value
Loans held-for-sale
Loans held-for-investment, net of deferred loan costs (fees)
Securities held-to-maturity, at amortized cost
Total investment securities
Loans held-for-sale
Loans held-for-investment, net of deferred loan costs (fees)
Allowance for loan losses
Net loans held-for-investment
Premises and equipment, net
Federal Home Loan Bank and other restricted stock, at cost
Other real estate owned, net NA
0
Bank-owned life insurance
Deferred tax assets, net
Servicing assets
Operating lease assets NA
0
Accrued interest receivable and other assets
Accrued interest receivable and other assets
Total assets

Liabilities and Shareholders' Equity

Deposits

Noninterest-bearing demand
Savings, NOW and money market accounts
Time deposits of $250,000 or less
Time deposits of more than $250,000
Total deposits
Federal Home Loan Bank advances
Operating lease liabilities NA
0
Accrued interest payable and other liabilities
Total liabilities
Commitments and contingent liabilities NA NA NA NA NA
Preferred stock NA
0
0
0
0
Common stock
Additional paid-in capital NA NA NA NA
Retained earnings
Accumulated other comprehensive income (loss), net
Total shareholders' equity
Total liabilities and shareholders' equity
Document Name As Of Date Currency Code (in thousands) 2017 Y 10-K 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-K 12/31/2019 USD 2020 Y 10-K 12/31/2020 USD 2021 Y 10-K 12/31/2021 USD
Document Name As Of Date Currency Code 2017 Y 10-K 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-K 12/31/2019 USD 2020 Y 10-K 12/31/2020 USD 2021 Y 10-K 12/31/2021 USD

Interest income

Interest and fees on loans
Interest on tax-exempt investment securities
Interest on investment securities
Interest and dividends on other interest-earning assets
Total interest income

Interest expense

Interest on deposits
Interest on borrowings
Total interest expense
Net interest income
Provision (reversal) for loan losses
Net interest income after provision for loan losses

Noninterest income

Service charges and fees on deposits
Loan servicing income
Bank-owned life insurance income
Gain on sale of loans
Gain on sale of securities available-for-sale
0
0
NA NA
Other income
Total noninterest income

Noninterest expense

Salaries and employee benefits
Occupancy and equipment
Professional fees
Marketing and business promotion
Data processing
Director fees and expenses
Regulatory assessments
Other expenses
Total noninterest expense
Income before income taxes
Income tax expense
Net income
Earnings per common share, basic
Earnings per common share, diluted
Weighted-average common shares outstanding, basic
Weighted-average common shares outstanding, diluted

Consolidated Statements of Comprehensive Income

Net income

Other comprehensive income

Unrealized gain on securities available-for-sale arising during the period
Reclassification adjustment for net gain included in net income
0
0
Unrealized gain arising from the reclassification of securities held-to-maturity to securities available-for-sale
Income tax benefit related to items of other comprehensive income
Total other comprehensive income, net of tax
Total comprehensive income
Document Name As Of Date Currency Code (in thousands) 2017 Y 10-K 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-K 12/31/2019 USD 2020 Y 10-K 12/31/2020 USD 2021 Y 10-K 12/31/2021 USD
Document Name As Of Date Currency Code 2017 Y 10-K 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-K 12/31/2019 USD 2020 Y 10-K 12/31/2020 USD 2021 Y 10-K 12/31/2021 USD

Cash flows from operating activities

Net income

Adjustments to reconcile net income to net cash provided by (used in) operating activities

Depreciation of premises and equipment
Net amortization of premiums on securities
Net accretion of discounts on loans
Net accretion of deferred loan costs (fees)
Amortization of servicing assets
Provision (reversal) for loan losses
Bank-owned life insurance income
Deferred tax benefit
Stock-based compensation
Gain on sale of securities available-for-sale
0
0
-- --
Gain on sale of loans
Originations of loans held-for-sale
Proceeds from sales of and principal collected on loans held-for-sale
Change in accrued interest receivable and other assets
Change in accrued interest payable and other liabilities
Net cash provided by (used in) operating activities

Cash flows from investing activities

Purchase of securities available-for-sale
Proceeds from sale of securities available-for-sale
0
0
-- --
Proceeds from maturities, calls, and paydowns of securities available-for-sale
Purchase of securities held-to-maturity
Proceeds from maturities and paydowns of securities held-to-maturity
Proceeds from sale of loans held-for-sale previously classified as held-for-investment
0
Net increase in loans held-for-investment (134,626) (149,237)
Purchase of loans held-for-investment
0
0
-- (2,139)
Purchase of Federal Home Loan Bank and other restricted stock (102) (130)
Proceeds from sale of other real estate owned 3,924 3,434
Purchases of premises and equipment
Net cash used in investing activities

Cash flows from financing activities

Net increase (decrease) in deposits
Proceeds from long-term Federal Home Loan Bank advances
Repayment of long-term Federal Home Loan Bank advances
0
(80,000) (70,000)
Stock options exercised
Stock issued under stock offering, net of expenses
0
-- --
Restricted stock surrendered due to employee tax liability (2) (4)
Repurchase of common stock
0
0
Cash dividends paid on common stock
Net cash provided by financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period

Supplemental disclosures of cash flow information

Interest paid
Income taxes paid

Supplemental disclosures of non-cash investment activities

Loans transferred to loans held-for-sale
0
Loans transferred to other real estate owned
0
0
Right of use assets obtained in exchange for lease obligations
0
0
Reclassification of securities held-to-maturity to securities available-for-sale
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